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Wakeup Call: Insurance company won’t pay $50k for kid’s amazing hockey shot (video)

Sep 1, 2011, 9:00 AM EDT


Remember this? Nate Smith, 11, makes an amazing hockey shot at a fundraiser at Shattuck-St. Mary’s School in Faribault, Minn., winning a $50,000 prize. Unfortunately, it was his twin brother, Nick, who was supposed to take the shot, and now the insurance company for the event — unamused with the family’s modern adaptation of The Prince and the Pauper — is refusing to pay out. No soup for you, kids. Available for your loathing: Odds on Promotions of Reno, Nev., which informed the Smiths on Wednesday that they were not getting the money due to “contractual breaches and legal implications.”

“We greatly respect the eventual honesty of the Smith family,” said Mark Gilmartin, President of Odds On Promotions, in a statement. “Although we’re unable to the pay the claim on Nate’s incredible shot, we are confident our donation will help foster a positive environment for present and future youth hockey in Minnesota.”

Only an insurance company could come up with the term “eventual honesty.”

According to its web site, Odds On Promotions “is underwritten by Praetorian Insurance Company, which is part of QBE® Insurance Group.” So perhaps we should be blaming them. Anyway, not wishing to be totally shredded by the negative publicity meat grinder, Odds On is donating $40,000 to be split between two Minnesota youth hockey groups.

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“I think it was pretty generous of them,’’ Pat Smith said. “They probably wouldn’t have had to pay out anything. We’re happy with their decision and happy that a bunch of young kids are going to benefit from it.’’

“It feels bad (not to win the money), said Nate, “but I’m happy that they at least gave something so all the other kids can still play and get gear they can’t afford.’’

It just goes to show you … well, I’m not sure what it shows you. We already knew that insurance companies are evil, and that twins look alike.


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  1. jimguida - Sep 1, 2011 at 11:39 AM

    I gotta kinda go with the insurance company on this, though I don’t know why they didn’t pop for the entire 50 grand. But they said it wasn’t about the money and who knows what flood gates they would have opened if they had made this exception.

    • sasquash20 - Sep 1, 2011 at 5:05 PM

      Bleap that! Insurance companies rob people all the time. They should have paid the kid, then paid an extra 50 gs to the youth groups. Ever deal with an insurance company? They try and screw you left and right. Even when your claim is legit they deny it over and over in hopes that you will just bite the bullet. Then you hire an adjuster get a lawyer and battle it out. Most times you win but only after years of BS. That is what insurance companies do. Here they had a chance to show that there not sole less greedy bastards and they failed. They look at it like they saved ten gs and still looked good.

  2. trbowman - Sep 1, 2011 at 5:51 PM

    Wait, an insurance company decided to screw somebody over? No way!